Our inquiries about conditions are "Schufa-neutral"

A basic distinction is made between request for terms and conditions and requests for credit. Pure condition inquiries have no effect on the Schufa score. Although there is also an entry here with the Schufa, this is only visible to you and not to all lenders. Therefore, in this case, one speaks of the fact that the credit comparison is Schufa-neutral, because only conditions are requested. This also means that your credit rating will not change if you inquire about conditions.